If you’re asking yourself this question, or searching for the answer on the internet, we feel for you. Finding yourself with a chimney leak is no fun. The good news is that Ozark Stove and Chimney can get you taken care of and back in action in no time, with or without insurance.

For leak repairs in the Greene County MO and Benton County AR area, count on us. Call us at 417-386-3882 or request an appointment online today.

Will Insurance Cover Chimney Leaks?

We get this question a lot from customers. Unfortunately, it’s a tricky one that doesn’t have a clear cut answer.

folder that says "Insurance" on a clip board by a keyboard, pen, glasses, and coffee cupGetting your insurance company to cover a chimney leak all depends on what caused the leak.

  • If the leak was caused by a major severe weather incident or some other type of catastrophic incident out of your control, then your insurance may cover the repairs.
  • If the leak is caused by wear and tear, or lack of general maintenance, you can pretty much count on covering those repairs yourself.

We have heard of some insurance companies offering different levels of coverage to include chimneys, but our typical experience has been what we described above. Your best bet for getting a straight and correct answer is to call your insurance agent and ask about your specific plan.

The good news? Whether your chimney leak repair is covered by insurance or not, Ozark Stove and Chimney can help get your chimney fixed. We are also happy to work with your insurance company throughout the process. We know that you want a company you can trust, and we’re just that. We take immense pride in the work we do, and we are proud to offer quality service with a lifetime warranty. What other chimney company around here can say the same? 

What Causes Chimney Leaks?

Chimney leaks can be caused by a variety of things. Damaged masonry tends to be the biggest culprit. Damage to your masonry can be caused by severe weather, animals, and other outside forces. Regardless of the cause, we can help restore your system with tuckpointing services, brick replacement, crown repairs, and more.

Other causes can be damage to your chimney cap, chimney crown, or flashing. Each of these pieces of your chimney system work to keep water and other debris out, so if they get damaged, you can do the math – and see that it makes a perfect recipe for water to get in.

What’s the big deal with a little water you ask?

Well, water and homes – and especially water and chimneys – just don’t mix. You want to avoid any excess moisture at all costs, as it can lead to all kinds of damages, which cost a lot to repair. With chimneys specifically, water getting in can lead to mold, as well as cause even more structural damage over time – damage that could really leave you and your family in an unsafe predicament.

Your best bet for deterring these issues altogether is to have our expert technicians out. We will be able to identify the cause and create an action plan to get your chimney back in prime shape. One thing we’re great at is keeping our customers informed along the way. You can trust that, with us, there won’t be any hidden charges or surprises. 

How Do You Repair Chimney Leaks?

Since chimney leaks can be caused by a variety of things, the approach we take to repair them can also vary. One of the first steps is to figure out what is causing the leak and addressing that issue. If you don’t handle the cause, you can bet the leak will be back again, and we certainly don’t want that.

a chimney with damaged masonry on a gray roofOnce the cause is identified, our technicians will go over a corrective course of action plan with you before beginning any repairs. We have had some leaks that required us to repair mortar joints or do some tuckpointing (fixing the mortar between bricks), and others that needed full on chimney crown replacements.

Sometimes we are able to fix the issue with a new chimney cap that is better designed to help water flow away from your chimney. But, we also have had customers that had to have their chimneys partially rebuilt because the root cause of the leak was severely damaged masonry throughout the entire system.

We’re not trying to scare you away, we just want you to know that, no matter the cause, Ozark Stove and Chimney is ready to handle the job.

Give Us a Call

We know you have a few options when it comes to choosing a chimney company in Southwest Missouri and Northwest Arkansas, which is why we stand behind our word and work. Trust us, when we say, we’re the best.

Give us a call today at 417-201-6585. Our friendly staff is standing by to answer any questions you have and get you scheduled with one of our awesome technicians. We will get your chimney leak taken care of in no time!